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What We Offer

We help guide our clients long-term planning in an ever-changing economic environment through:

• Medicare Supplements, Advantage and Drug Plans

• Life Insurance

• Annuities


RBF Capital Management, Inc.

RBF Capital Management is our asset management division. Managed by Rafal Baranski CPFA, he understands the unique challenges that come with building and maintaining your wealth. For more than 12 years, the company has served as a trusted partner of individuals, families, offices, and institutions in more than 16 states.


RBF Retirement Solutions

We are a full-service retirement planning firm, and we look forward to scheduling a no obligation meeting with you to better understand if we are the right firm for you. Our Agents specialize in Medicare Solutions, Life Insurance, and Annuities. Long-Term Care Solutions, and Annuities.

Our Team of Experts

Recognizing that no two clients are alike, we’ll take the time to listen and understand your circumstances, needs, goals, and aspirations.

Rafal Baranski

Founder RBF Capital Management, Inc.

Rafal has served the investment industry for over 25 years working for some of the largest financial institutions in the world, including JPMorgan & Chase and Merrill Lynch Co. Before founding RBF Capital Management, Inc., he was a portfolio manager at Montgomery Asset Management. His responsibilities include the oversight and management of the firm’s investment, as well as the firm’s business development and strategic planning.

Frank DiCicco

Senior Managing Partner Director of Insurance

Frank began his career in Sarasota in 1996, specializing in financial planning, insurance, business acquisitions, and turnaround strategies. A Eckerd College with Honors he is a member of the Phi Beta Kappa Academic Society, which was founded in 1776. His experience has helped our clients with business succession planning, long-range tax-free insurance products, healthcare plans, and lifetime income strategies.

Lacey Flowers

Insurance Agent / Client Relationship Manager / Administrative Assistant

Lacey has over two years experience in the insurance industry and focuses on Medicare solutions, client relations and firm administration.

Danyel DiCicco

Independent Insurance Agent Client Relationship Manager

Danyel, has lived in Sarasota for over 26 years. She has over five years experience in Medicare healthcare plans, Medicare drug plan strategies, long-term care, life insurance, lifetime income strategie and serves as a client relationship manager.

Angela Meriwether

Independent Insurance Agent Client Relationship Manager

Angela, a native Sarasota resident, has over 15 years experience in banking and specializes in healthcare plans, drug plan strategies, long-term care, life insurance, lifetime income strategies and serves as a client relationship manager.

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